Pradhan Mantri Jan Arogya Yojana (PM-JAY)
World’s largest government-funded health insurance scheme — providing ₹5 lakh free healthcare coverage per family per year to 55 crore+ Indians across 37 states and union territories.
Launched by Hon’ble Prime Minister Shri Narendra Modi on 23 September 2018
What every Ayushman Bharat cardholder gets under PM-JAY
Per family per year on a family floater basis. Covers hospitalisation at any empanelled hospital across India.
No caps on family size, age, or gender. Newborns to senior citizens — every eligible family member is covered.
Pre-existing diseases covered from day one. Zero waiting period — unlike private insurance schemes.
Room rent, doctor fees, medicines, diagnostics, surgery, ICU, and food — all included. You pay nothing.
3 days of pre-hospitalisation and 15 days of post-hospitalisation expenses covered including medicines and follow-up.
Use your card at any empanelled hospital in any state. Fully portable — no referral or permission needed.
Search by state, district, and specialty — 27,000+ hospitals across India
Select your state to see all PMJAY empanelled hospitals
PMJAY hospitals in India’s 8 union territories
Find hospitals by the treatment you need — all covered under Ayushman Bharat
Get free treatment in 5 simple steps
Call 14555 or visit pmjay.gov.in to verify if your family is covered under the scheme.
Generate your Ayushman Bharat e-card through the ABHA app, nearest CSC, or at any empanelled hospital.
Search PMJAYHospitals.com by state, district, and specialty to find the right hospital for your treatment.
Go to the Ayushman Mitra desk at the hospital. Show your PM-JAY card and Aadhaar for verification.
Receive completely cashless treatment. Surgery, medicines, ICU, food — everything covered. Pay zero.
Major cities with the highest number of empanelled hospitals
Check eligibility, download your card, and manage health records
Check eligibility, find hospitals, download your PM-JAY e-card, file complaints, and track treatment history — all in one app.
Create your Ayushman Bharat Health Account (ABHA) — a unique 14-digit health ID for digital health records across India.
Pradhan Mantri Jan Arogya Yojana (PM-JAY) is the health assurance arm of Ayushman Bharat, launched on 23 September 2018. It provides ₹5 lakh of free hospitalization coverage per family per year for secondary and tertiary care — making it the world’s largest government-funded health insurance scheme, covering over 55 crore Indians.
Eligibility is based on the Socio-Economic Caste Census (SECC 2011) — deprived rural families and identified occupational categories of urban workers. There is no cap on family size, age, or gender, and pre-existing conditions are covered from day one. Check your eligibility at beneficiary.nha.gov.in or call the helpline 14555.
1,949 treatment packages across 27 medical specialties — including surgery, medical treatment, day care, diagnostics, medicines, room charges, ICU, doctor fees, and food. Coverage includes 3 days of pre-hospitalization and 15 days of post-hospitalization expenses, fully cashless and portable at any empanelled hospital in India. Official details at pmjay.gov.in.
Government portals for eligibility, cards, and grievances
Check eligibility, find hospitals, download card, and learn about the scheme.
pmjay.gov.inCheck if you are a PM-JAY beneficiary and verify your family details.
beneficiary.nha.gov.inOfficial NHA website — scheme guidelines, empanelment info, and policy updates.
nha.gov.inGovernment of India scheme directory — complete PM-JAY scheme details.
www.myscheme.gov.inNational Portal of India — Ayushman Bharat overview and key facts.
www.india.gov.inFree treatment up to ₹5 lakh is waiting — find your nearest empanelled hospital
National PM-JAY Helpline (Toll-Free, 24×7)
Disclaimer: PMJAYHospitals.com is an independent hospital directory and is NOT affiliated with the National Health Authority (NHA), the Ministry of Health and Family Welfare, or any government body. Information may not reflect real-time changes — please verify empanelment status with the hospital or call 14555 before seeking treatment.
