Free Delivery and Pregnancy Care Under Ayushman Bharat PM-JAY
The Ayushman Bharat PM-JAY scheme covers a comprehensive range of obstetrics gynaecology procedures, giving eligible patients access to life-saving and quality-of-life-improving treatments completely free of cost. This guide explains what specific procedures are covered, how to find the right hospital, and what to expect during treatment.
Procedures Covered Under PM-JAY
The PM-JAY scheme covers the following obstetrics gynaecology procedures: normal vaginal delivery, caesarean section (C-section), ectopic pregnancy surgery, hysterectomy, ovarian cyst surgery, management of pregnancy complications (pre-eclampsia, placenta previa), and neonatal care (NICU) for the newborn. Each procedure is covered as a defined package with a fixed rate — the hospital cannot charge you anything beyond the package.
Detailed Coverage
Normal Vaginal Delivery: Complete delivery care including admission, monitoring during labour, delivery, postnatal care for both mother and baby, and 48 hours of post-delivery observation. All medicines and diagnostic tests during hospitalisation are covered.
Caesarean Section (C-Section): Surgical delivery when vaginal delivery is not safe. PM-JAY covers both emergency and planned C-sections. Includes anaesthesia, surgery, 3-5 days of hospitalisation, medicines, and post-operative care.
Pregnancy Complications: Management of high-risk pregnancy conditions including pre-eclampsia, eclampsia, placenta previa, ectopic pregnancy, and threatened abortion. These emergency conditions are fully covered under PM-JAY.
Hysterectomy: Surgical removal of the uterus for conditions like fibroids, heavy menstrual bleeding, uterine prolapse, or cancer. Both abdominal and laparoscopic hysterectomy are covered.
Neonatal Care: If the newborn requires NICU (Neonatal Intensive Care Unit) admission for prematurity, low birth weight, breathing difficulties, or other complications, PM-JAY covers neonatal care as a separate specialty. The baby’s treatment is covered under the family’s PM-JAY card.
How to Find a Hospital for Delivery and Pregnancy Care PM-JAY
Not every PMJAY empanelled hospital offers obstetrics gynaecology services. You need to find a hospital specifically empanelled for this specialty in your district.
Step 1: Visit PMJAYHospitals.com — Obstetrics Gynaecology
Step 2: Select your state and district to see all hospitals offering this specialty near you.
Step 3: Call the hospital to confirm they are currently performing the specific procedure you need under PM-JAY.
Step 4: Visit the hospital with your Ayushman Bharat card, Aadhaar card, and any existing medical reports.
Important Warning
Pregnancy complications can be life-threatening. Any pregnant woman with severe headache, blurred vision, severe abdominal pain, heavy bleeding, or reduced baby movement should go to the hospital immediately. PM-JAY covers emergency obstetric care without prior authorisation.
Recovery and Post-Treatment Care
Normal delivery requires 48 hours of hospital stay. C-section requires 4-5 days. PM-JAY covers postnatal follow-up for 15 days post-discharge including wound care for C-section and breastfeeding support.
What You Need to Carry
- Ayushman Bharat PM-JAY card (physical or digital via ABHA app)
- Aadhaar card (original, for biometric verification)
- All existing medical reports, X-rays, scans, and prescriptions
- Referral letter from your doctor (if available)
- Previous discharge summary (if this is a follow-up treatment)
Cost to the Patient
The treatment is completely cashless under PM-JAY. You pay nothing — not for the surgery, not for medicines, not for implants or devices, not for ICU charges, and not for diagnostic tests during hospitalisation. The hospital settles the bill directly with the insurance company or state health agency. If any hospital asks you to pay, call the PMJAY helpline at 14555 immediately.
Find hospitals for this treatment: PMJAY Obstetrics Gynaecology Hospitals
Disclaimer: PMJAYHospitals.com is an independent directory and is not affiliated with the National Health Authority or any government body. Treatment information is for general guidance only and does not constitute medical advice. Always consult a qualified doctor for treatment decisions. For official PM-JAY information, visit pmjay.gov.in or call 14555.